Choose from 12 optional courses to learn or review the fundamentals.
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CBCA program: 59 total courses, 19 required for exam eligibility -
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Self-paced & 100% online -
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Get full CBCA program, community, & more with a CFI membership
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For teams of 2 or more users
CBCA® At a Glance
CFI’s Commercial Banking & Credit Analyst (CBCA®) Certification Program propels your commercial lending career with essential skills for starting or advancing a commercial lending career. Learn advanced underwriting for more profitable deals through our purpose-built curriculum, offering 50+ banking courses, case studies, and a resource library with financial models and risk assessment tools.
This comprehensive program supports growth in roles like commercial banker, credit analyst, risk manager, or private lender, covering financial analysis, credit structuring, and qualitative skills such as management and industry analysis, effective business and credit writing, and sales and relationship management. Elevate your career as a world-class commercial lending professional with CFI's CBCA® Certification Program.
What's in the Commercial Banking & Credit Analyst Program?
59 courses
Consisting of 2710+ lessons
310+ interactive exercises
Learn by doing with guided simulations
Blockchain certificate
To verify your skills
500,000+ 5-star ratings
Best-in-class training, as rated by you
The CBCA®️ program has upskilled teams at:
Earning Your Commercial Banking & Credit Analyst Certification
Step 2: Core Courses
Complete 16 required core courses to build your skill set in .
Step 3: Elective Courses
Choose a minimum of 3 electives (out of 25 available) to master more advanced topics and specialized lending concepts.
Step 4: Case Study Challenges Optional
After earning a minimum passing grade of 70% in each course assessment, take a final exam in BI and data analysis to earn your program certification.
Step 5: Final Exam
After completing the required courses, take a final exam in credit and lending (with a minimum passing grade of 70%) to earn your program certification.
Step 6: Get CBCA® Certified
Congratulations! Upon completion of the program, you will receive a blockchain-verified digital certificate with your new credentials. You also have the option to order a physical certificate to be mailed to your door.
Skills & Learning Objectives in Banking & Credit Analysis
Financial Analysis
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Understand and project cash flow cycles and a borrower’s working capital funding gap
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Build a dynamic, logically designed, well structured 3-statement financial model
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Calculate a borrower risk rating based on historical financial results
Credit Structure & Documentation
See DetailsManagement & Business Analysis
See DetailsRisk Management
See DetailsIndustry Analysis
See DetailsCourses Taught by Banking & Credit Experts
Lisa Dorian
Lisa Dorian is Co-Founder, and formerly Chief Risk Officer and Managing Director, of CFI. As a finance executive, she gained extensive experience in governance, risk, and compliance, as well as business process and strategy.
Kyle Peterdy
Kyle is VP, Commercial Banking & Credit with CFI. Kyle’s background is in commercial lending, including real estate transactions and construction project financing, where he spent significant time assessing physical environmental risks.
Tim Vipond
Tim is the Chair of the Board of CFI Education with an extensive background in entrepreneurship, financial analysis, and investment banking.
Scott Powell
Scott is the Co-Founder and Chief Content Officer of CFI. Over the past 30 years, he has focused on designing and delivering learning solutions for clients in the financial services sector, particularly in the areas of commercial banking, investment banking, capital markets, and asset management.
Gabriel Lip
Gabe is a subject matter expert at CFI and was a commercial lender at TD Bank with 15 years of experience. He recently managed a $100 million portfolio of higher-risk and non-performing credits at the restructuring and insolvency group.
Careers in Commercial Banking & Credit Analysis
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Risk Manager & Credit Adjudicator
Assess and approve transactions for banks and other financial institutions. -
Commercial Loan Broker
Analyze and package deals more effectively to facilitate quicker turnarounds and better terms for clients. -
Private Lender
Work with capital providers and family offices to underwrite more effective credit transactions, including commercial real estate financing and asset-based lending. -
Credit Analyst
Expand your knowledge and expertise to work in corporate or commercial banking, as well as rating agencies. -
Commercial Loan Officer
Work with owner-operators and C-level executives on behalf of financial institutions to manage borrowing.
What Our Students Say
The best course to have in depth knowledge of Credit analysis. I would recommend this course to all who are in process to learn credit analysis.
Abhishek Choudhry
CBCA is a very relevant certification for professionals who are or aspire to be in Commercial Banking and for people who want to have a general understanding of finance.
Vikram Singh
I found the CBCA as one of the best certificates in banking, and I recommend all Relationship Managers in SME/Corporate banking, and the credit risk assessors to take this designation.
Subhi Ghazal
All courses of the CBCA program were provided in a very clear and easily understandable way. The lecturers were covering the subjects in a very effective manner. The design of the presentations looks very pleasant too.
